Personal finance sandbox

Retirement Path Calculator

Turn monthly saving into a projected work-optional age. Adjust the assumptions, see the tradeoffs, and keep the plan easy to change.

Your assumptions

Four core numbers, plus employer match and Social Security assumptions. Everything stays editable.

Your age

Work-optional age

Annual income (before tax)

Already saved for retirement

Retirement saving rate

Comfortable monthly saving: $833/mo from you

Employer match

Match rate

Match up to

Include Social Security

Projected yearly retirement saving: $13,000 ($10,000 from you + $3,000 employer match)

Your projected savings path

Projected with a 7% average annual return. Not a guarantee.

Estimated monthly retirement income

A planning estimate based on the 4% annual withdrawal rule.

$11,690

Projected monthly income

$8,357

From savings

$3,333

Estimated Social Security